PaystaCog - Unified Paystack Financial Services Platform
December 21, 2025 · View on GitHub
PaystaCog is a comprehensive, AI-powered financial services platform that unifies the entire Paystack ecosystem under a single cognitive architecture. It combines OpenCog-inspired intelligence with Agent-Zero orchestration to provide autonomous, knowledge-driven payment processing and integration management.
🧠 Architecture Overview
PaystaCog implements a multi-layered cognitive architecture:
┌─────────────────────────────────────────────────────────────────┐
│ Unified Interface Layer │
│ (Single entry point for all platform operations) │
├─────────────────────────────────────────────────────────────────┤
│ Bridge Layer │
│ ┌──────────────┐ ┌──────────────┐ ┌──────────────┐ │
│ │ Cognitive │ │ SDK │ │ Plugin │ │
│ │ Bridge │ │ Bridge │ │ Bridge │ │
│ └──────────────┘ └──────────────┘ └──────────────┘ │
│ ┌──────────────┐ │
│ │ API │ │
│ │ Bridge │ │
│ └──────────────┘ │
├─────────────────────────────────────────────────────────────────┤
│ Intelligence Layer │
│ ┌──────────────────────┐ ┌──────────────────────┐ │
│ │ OpenCog Atomspace │ │ Agent-Zero System │ │
│ │ - Knowledge Base │ │ - Payment Agent │ │
│ │ - PLN Reasoning │ │ - Integration Agent │ │
│ │ - Pattern Learning │ │ - Security Agent │ │
│ └──────────────────────┘ │ - Analytics Agent │ │
│ │ - Monitoring Agent │ │
│ └──────────────────────┘ │
├─────────────────────────────────────────────────────────────────┤
│ Integration Layer │
│ ┌─────────────────────────────────────────────────────────────┐│
│ │ 77 Integrated Repositories ││
│ │ • 35 from PaystackHQ (SDKs, plugins, mobile apps) ││
│ │ • 42 from PaystackOSS (samples, libraries, tools) ││
│ └─────────────────────────────────────────────────────────────┘│
└─────────────────────────────────────────────────────────────────┘
🚀 Key Features
Cognitive Intelligence
- Atomspace Knowledge Base: Unified representation of payment methods, SDKs, plugins, and API endpoints
- Pattern Learning: Learns from transaction patterns to optimize processing
- Adaptive Decision Making: AI-powered recommendations for payment routing and integration selection
Multi-Agent Orchestration
- Payment Agent: Handles transaction initialization, verification, and processing
- Integration Agent: Manages SDK and plugin health monitoring
- Security Agent: Fraud detection and compliance checking
- Analytics Agent: Transaction analytics and forecasting
- Monitoring Agent: System health and performance monitoring
Unified SDK Management
- 10 SDK Platforms: Android, iOS, Flutter, React Native, Node.js, Python, PHP, JavaScript, Vue, React
- Feature Parity Tracking: Monitor feature coverage across all SDKs
- Health Monitoring: Automated SDK health checks
Comprehensive Plugin Support
- 28 Plugins: WooCommerce, Magento, PrestaShop, OpenCart, WordPress, Joomla, Moodle, and more
- Compatibility Checking: Version and dependency validation
- Installation Guides: Step-by-step setup instructions
Unified API Access
- All Paystack Endpoints: Transactions, customers, plans, subscriptions, transfers, refunds
- Rate Limiting: Built-in token bucket rate limiter
- Webhook Management: Signature verification and event handling
📁 Project Structure
paystacog/
├── platform/ # Core platform code
│ ├── core/ # Main entry points and configuration
│ │ ├── __init__.py
│ │ ├── config.py # Platform configuration
│ │ └── main.py # Main entry point
│ ├── opencog/ # OpenCog integration
│ │ ├── __init__.py
│ │ └── atomspace.py # Knowledge representation
│ ├── agent-zero/ # Agent orchestration
│ │ ├── __init__.py
│ │ ├── orchestrator.py # Main orchestrator
│ │ ├── agents.py # Specialized agents
│ │ ├── coordinator.py # Workflow coordination
│ │ └── memory.py # Agent memory system
│ └── bridges/ # Integration bridges
│ ├── __init__.py
│ ├── cognitive_bridge.py # OpenCog-Agent bridge
│ ├── sdk_bridge.py # SDK management
│ ├── plugin_bridge.py # Plugin management
│ ├── api_bridge.py # API access
│ └── unified_interface.py # Single entry point
├── integrations/ # Cloned repositories
│ ├── PaystackHQ/ # 35 repositories
│ └── PaystackOSS/ # 42 repositories
├── .github/ # GitHub workflows
│ ├── workflows/
│ │ ├── opencog-orchestrator.yml
│ │ └── opencog-health-monitor.yml
│ └── scripts/ # Orchestration scripts
└── docs/ # Documentation
🛠️ Installation
Prerequisites
- Python 3.11+
- Git
Quick Start
# Clone the repository
git clone https://github.com/orgitcog/paystacog.git
cd paystacog
# Install dependencies
pip install -r requirements.txt
# Run the platform demo
python -m platform.core.main --demo
Configuration
Create a configuration file at config/platform.json:
{
"api": {
"secret_key": "sk_test_xxx",
"public_key": "pk_test_xxx"
},
"environment": "development",
"logging": {
"level": "INFO"
}
}
Or use environment variables:
export PAYSTACK_SECRET_KEY=sk_test_xxx
export PAYSTACK_PUBLIC_KEY=pk_test_xxx
export PAYSTACOG_ENVIRONMENT=production
📖 Usage
Python API
import asyncio
from platform.bridges.unified_interface import create_and_initialize_platform
async def main():
# Initialize platform
platform = await create_and_initialize_platform({
"secret_key": "sk_test_xxx",
"public_key": "pk_test_xxx"
})
# Process a payment
result = await platform.process_payment(
email="customer@example.com",
amount=10000, # Amount in kobo
currency="NGN"
)
# Get SDK recommendation
sdk = platform.get_sdk_recommendation({
"platform_type": "mobile",
"language": "kotlin",
"features": ["card_payment"]
})
# Check plugin compatibility
compat = platform.check_plugin_compatibility(
"woocommerce", "5.0.0", "7.4"
)
# Query knowledge base
methods = await platform.query_knowledge("payment_methods", {})
# Run health check
health = await platform.health_check()
asyncio.run(main())
Command Line
# Run demonstration
python -m platform.core.main --demo
# Run health check
python -m platform.core.main --health
# Start platform server
python -m platform.core.main --serve
🔧 Workflows
PaystaCog provides predefined workflows for common operations:
| Workflow | Description |
|---|---|
payment_processing | Complete payment flow with fraud check |
health_check | Comprehensive system health check |
refund_processing | Refund with compliance verification |
# Execute a workflow
result = await platform.execute_workflow("payment_processing", {
"email": "customer@example.com",
"amount": 10000
})
📊 Integrated Repositories
PaystackHQ (35 repositories)
- Mobile SDKs: paystack-android, paystack-ios, checkout-android, checkout-ios
- Backend SDKs: omnipay-paystack
- Plugins: WooCommerce, Magento, PrestaShop, OpenCart, WHMCS, Moodle, and more
PaystackOSS (42 repositories)
- SDKs: paystack-node, paystack-python, paystack_flutter
- Samples: Vue, React, Express, Android, iOS examples
- Tools: paystack-cli, openapi specifications
🤖 OpenCog Integration
The platform implements OpenCog concepts:
- Atomspace: Stores knowledge about payment methods, SDKs, plugins, and APIs
- Truth Values: Confidence-weighted knowledge representation
- Attention Values: Importance-based processing
- Pattern Matching: Query the knowledge base for relevant information
- Inheritance Links: Hierarchical concept organization
📖 Learn more about the OpenCog Orchestration System →
🔐 Security
- Webhook Signature Verification: HMAC-SHA512 validation
- Rate Limiting: Token bucket algorithm prevents API abuse
- Fraud Detection: AI-powered transaction risk scoring
- Compliance Checking: PCI-DSS and regulatory compliance
📈 Monitoring
- Health Checks: Automated component health monitoring
- Metrics Collection: Performance and usage statistics
- Event Logging: Comprehensive audit trail
- Alerting: Threshold-based alerts for critical issues
🤝 Contributing
Contributions are welcome! Please read our contributing guidelines before submitting pull requests.
📄 License
This project is licensed under the MIT License - see the LICENSE file for details.
🔗 Links
PaystaCog - Intelligent Financial Services Platform