Payment Advice Code

The declined payment transactions might have payment advice codes. The card networks, like Visa and Mastercard, return payment advice codes.

Enumeration

PaymentAdviceCode

Fields

Name	Description
PAYMENTADVICE_01	For Mastercard, expired card account upgrade or portfolio sale conversion. Obtain new account information before next billing cycle.
PAYMENTADVICE_02	For Mastercard, over credit limit or insufficient funds. Retry the transaction 72 hours later. For Visa, the card holder wants to stop only one specific payment in the recurring payment relationship. The merchant must NOT resubmit the same transaction. The merchant can continue the billing process in the subsequent billing period.
PAYMENTADVICE_03	For Mastercard, account closed as fraudulent. Obtain another type of payment from customer due to account being closed or fraud. Possible reason: Account closed as fraudulent. For Visa, the card holder wants to stop all recurring payment transactions for a specific merchant. Stop recurring payment requests.
PAYMENTADVICE_04	For Mastercard, token requirements not fulfilled for this token type.
PAYMENTADVICE_21	For Mastercard, the card holder has been unsuccessful at canceling recurring payment through merchant. Stop recurring payment requests. For Visa, all recurring payments were canceled for the card number requested. Stop recurring payment requests.
PAYMENTADVICE_22	For Mastercard, merchant does not qualify for product code.
PAYMENTADVICE_24	For Mastercard, retry after 1 hour.
PAYMENTADVICE_25	For Mastercard, retry after 24 hours.
PAYMENTADVICE_26	For Mastercard, retry after 2 days.
PAYMENTADVICE_27	For Mastercard, retry after 4 days.
PAYMENTADVICE_28	For Mastercard, retry after 6 days.
PAYMENTADVICE_29	For Mastercard, retry after 8 days.
PAYMENTADVICE_30	For Mastercard, retry after 10 days .
PAYMENTADVICE_40	For Mastercard, consumer non-reloadable prepaid card.
PAYMENTADVICE_43	For Mastercard, consumer multi-use virtual card number.